Baan Un Jai Planner

  • Hackathon prototype
  • FinTech
  • Credit Risk
  • Web App

Loan-readiness self-assessment that scores credit risk and suggests an action plan.

Baan Un Jai Planner screenshot

A Thai-language credit self-assessment built for the GHB Innovation Hackathon 2025. Five short steps cover income and expenses, debts, saving habits, personal details and goals; the app then scores the applicant's credit risk and turns it into an action plan for becoming loan-ready. A companion Python prototype explores an LLM planner that retrieves lending policies (BM25 + vector search), proposes Plan A/B/C, checks them with a critic model and compares debt-service-ratio scenarios.

Key features

  1. Five-step assessment: income, debt, savings, profile, goals
  2. Credit-risk result with a personal action plan
  3. PDPA consent before any data entry
  4. Prototype RAG planner with debt-service-ratio scenarios

(Built with)

  • React
  • TypeScript
  • Vite
  • Tailwind CSS
  • shadcn/ui
  • Python
  • FastAPI
  • LangChain